Shimla (Himachal Pradesh): Despite the Reserve Bank of India in collaboration with government and private banks, organising seminars to aware the customer about the online frauds related to ATM, the crime rate, in this case, has risen sharply over the years.
Recently, Himachal cyber cell has registered two cases related to ATM fraud in which the victim had lost their hard-earned money.
According to the report lodged at Shimla cyber cell, a woman hailing from Mandi has reported an ATM fraud of Rs 15,000 from her account.
When the police investigated the matter, it has come to the notice that the victim transacted an amount of Rs 5,000 on December 3 from an ATM vending machine near her house.
"While the woman was withdrawing money, two youths abruptly entered the ATM and offered to help her. Although, the woman denied taking any sought of help, they were standing just beside her in order to learn the ATM password. The same youth transacted the money from another ATM, which is located almost 50 km away from the state capital. We are investigating the matter and circulated the image grabbed from the CCTV footage to all the local police station for identification", said cyber cell ASP Narvir Singh Rathour.
What is Cloning?
Skimming or cloning, refers to the copying of credit or debit card information using software or an electronic device, in order to gain unauthorized access to your account.
According to the data collected from the State Bank of India website, the fraudster installs skimmer devices on ATMs and point-of-sale machines, which are then used to fraudulently copy data from cards.
This data is then put on blank cards and illegal transactions are carried out.
Also Read: White-collar crimes are harder to trace: Financial Crime Branch